Capital One® Venture℠ Rewards Credit Card. Receive 2 miles for every capital one miles card $1 spent on any purchase. International travelers will particularly appreciate that both cards charge no foreign transaction fees on purchases made while travelling abroad; foreign transaction fees otherwise range as high as 3.5 percent on most credit cards. I spend around $2,500 per month with a zero balance. For any purchases you make with this card, you will receive 1.25 miles per every $1 you spend. The multiplier used depends on the solicitation you receive. Tucson Apartment RentalsLoan application letter is written to ask loan application letter sample from employer for monetary credit service on some kind. I don't know about Capital One.) Thanks. Sounds like a “hassle” to me. Lets not forget that the card offers an extended warranty that even covers loss and theft, roadside assistance, locksmith assistance, liability insurance, travelers insurance, flight insurance, and luggage insurance. Sure I have to play the game a bit and plan ahead to get my seats on AA, but so what. Get access to advance ticket sales to popular sports, film, music, and theater events with the Visa Signature card. NJ BankruptcyIf you ends up using any one of these services even once, you more than pay for the annual fee, not even considering the rewards at all. You will be able to enjoy all the attractive benefits of this card for free without having to pay an annual fee. Capital one offers credit card rewards without the hassles. We purchased the tickets with our Cap 1 card so we got added miles for the cost of all 3 tickets. You will have to spend at least $3,000 a year on your card just to cancel out this annual fee, which means that any amount in excess of $3,000 will be your upside. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant. Doesn’t give you any extra for cashing in more miles at a time. Reward redemption is not limited to airline purchases alone. I have used my capitalone, as another person said, by booking through Orbitz and then calling capitalone to have my points applied to my ticket purchase. I just added you to my Google News Reader. Cases in point are the Capital One Venture Rewards Credit Card and Capital One’s VentureOne Rewards Credit Card, the newest offshoots in a growing line-up of attractive rewards credit card deals. If you wish to transfer a balance, check out our 0% balance transfer cards. I finally figured out that was their sneaky way of limiting my mileage rewards. However, you should only do a balance transfer if you are currently paying a higher interest rate than the interest charged on this Capital One card (which is either 13.9%-20.9% or 11.9%-19.9%, depending on your credit score) since both cards don’t offer any 0% introductory APR on balance transfers. He attempted to justify it by reminding me that I could earn 2 miles per $1 on travel/entertainment. So just keep the blue card for 6 years and you’re ahead no matter what you spend. What irritates me most is they are not upfront with all the new rules, either in the mailing or on their website. A more accurate description of the Capital One card is that it's really a rebate card. Offer people in the industrialized world individual people who loan money the opportunity to lend small sums of. That makes the program confusing and somewhat misleading. So.without an advanced math degree,we're all.basically.clueless. I just found your blog on the google search engine and read a few of your other posts that you had done. About Us | Press Room | Give us a Shout | Privacy Policy. For the first year, however, new cardholders who spend $1,000 within the first 3 months receive 10,000 bonus miles, the equivalent of a $100 cash back bonus, which more than pays for the first year’s annual fee. Nearly every year we do free round trip business class tickets with AA ff miles for 90,000 each for the two of us -- and get two stopovers. Please note that NerdWallet has financial relationships capital one miles card with some of the merchants mentioned here. The following quotes are from published reviews of Venture Rewards. So a $250 ticket would cost 20,000 'miles' if you have a card capital one miles card with a 80 multiplier or 25,000 if you have a 100 multiplier. And I do value cash more than free airline tickets. If you don’t intend to travel, you also have the choice to capital one miles card redeem your miles for gift cards, cash back, merchandise, etc. Get a cheap rental car from dollar when you book through hotwire. The rationalization that the use of miles to upgrade when you have excess miles to burn is silly if you have the option to get a cash dividend which is worth more than than the FF cents per mile. Quick Ez Business LoansIt seemed a bit worse, but largely a wash. That’s certainly not the way the commercials and printed brochures lead you to believe. You will be reimbursed up to $3,000 per trip. You’re correct that the break even is $8,000/year or $667/month which is easy to hit just using the blue card for essentials such as food, gas, utility bills, car insurance, medical bills, clothing, etc. The main difference between the two cards is that the Capital One Venture Rewards gives you 2 miles for every dollar spent and has a $59 annual fee, while the Capital One VentureOne Rewards Card gives you 1.25 miles for every dollar spent but has no annual fee. If you are considering bankruptcy and bankruptcy car lease info are currently leasing a vehicle, an. Car Accident Dispute Letter TemplateI have usually only had to use 20,000 of my points to go from St. Just recently my wife traveled to the UK at the last miniute and spent $900 on a ticket thru Priceline. I'd also look into a cash rebate capital one miles card card as an alternative. I just had a long discussion with Customer Service in the Capital One Rewards center. Seach and compare mortgage rates and eastman refinancing rates refinance rates in eastman, ga. This insurance doesn’t apply to vehicles rented in Israel, Jamaica, the Republic of Ireland, or Northern Ireland. I have the capital one venture, it gives you 2 miles for every dollar spent. Also great selection of gift cards to choose from, Amazon, Target, Shell gas, Walmart. It does have an annual fee though, so if you are planning to spend less than $3000 a year on the card, you should probably opt for the Capital One VentureOne Rewards Credit Card which gives you 1.25 miles per $1 spent on any purchases, which is 25% more miles per dollar compared to that offered by some other rewards cards and has no annual fee. Doing it this way, you could buy your tickets the day before the flight and use your points to pay for it. I'm looking to leave Capital One, any suggestions. I don't mean to step on socialworker's post but I juct had this thought the other day and meant to post. If your credit card is lost or stolen, you can get an emergency card replacement. Can you "move" them to Delta, for instance, to purchase a ticket. We've had the Cap 1 card since 1995 and have never had a problem with their service. So far never had a problem getting the flights and seats I want -- except one day I had to stay an extra day in Europe from my original plan. Advantage--easy to actually get tickets when cashing in on FF miles. This sign up bonus occurred last year but at the time I wasn’t ready for this card. This is a great benefit to have as it saves you from having to purchase additional warranty from stores especially when you buy electronic goods. What do I do--I use dividend cards (AMEX and Dividend CitiCards) and pay "retail,consolidator, or APEX" prices -- Why. Now I’m ready, but it’s worth it to hold out for the 20,000 miles that’s double what they offer now. Do whatever you have to do to avoid mi first credit union car repo your car being repossessed if. Of course, the second card is a better deal, so we planned to use it for everything. After clicking on the offer you desire you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer. See the online application for more information about the terms and conditions for these credit card offers. It does not seem logical to me that they would give preference, so to speak, to a CC company over their own FF'ers. However all credit card information is presented without guarantee. I got sucked in by their 6 months 0% interest on any balance. They are simply buying a ticket from the airlines, so as long as a seat is available, and you have enough "miles" to cover the price, it's yours. This is a good offer as some other rewards credit cards only give you 1 mile for every $1 spent, and in this case, you get 25% more miles per dollar. I think I will be going with another credit card company. Direct Payday LendersI get 1.25 points per dollar spent, but that is a far cry from the advertised no hassles. If you can point out a cash rebate card that would consistently net 3-5%, I might be interested. I’m holding out for when the sign up bonus gives you 20,000 miles after spending $1,000 in 3 months. If you purchase a new item with this card and it comes with an original manufacturer’s warranty of 3 years or less, Extended Warranty will double the original warranty time period to up to 12 months on most items that you purchase. Left a very bad taste in my mouth, I must say. Also capital one lets you upload pictures as the image on the card. For that same $1000 ticket, we now have to use up 100,000 points. Receive a signing bonus of 10,000 bonus miles when you spend $1,000 on purchases during the first 3 months. These are not frequent flyer award tickets but rather revenue tickets. |