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There really is no cutoff score below which a buyer automatically won't be able to get financing, Zabritski says, noting that one lender might accept a score that another lender would not. This means that service cannot be disregarded, and it is very hard for you, especially when you have a bad credit that can hinder you to acquire car loans, and this is the reason why bad credit car loans were introduced. You could be driving home with your new or used car today.

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Buyers with lower scores should save up for a bigger down payment, experts say. They consider the amount of debt you can handle given your income, your employment history, your credit history, as well as staying within their institutional underwriting policies. If you have a low credit score, there are many things you need to consider. In this case, this borrower is also given a chance to lend money to purchase a car as to fulfill their dream.

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